Several of the commenters on my previous post mentioned the excessive-ness of the huge cottages on Lake Geneva. Kathy & I did find a few that would be more reasonably sized, assuming you could afford the lot. The top image is just the boat house for a larger mansion. The A-frame would be just about right, I think. Anyway, wanted to show what the folks on my side of the wealth curve would buy if we could! 
These are much cuter
Still not affordable, but closer!
Now these fit my definition of a cottage. I’ll take the blue stretch home on the left!
That would be my choice as well!